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No problem. It's an important subject. The insurance is getting higher and higher every year. In fact, last year I had to play a big game to get my insurance down. I went up an additional $800 and they were basing that off with a lot of different things. Number one, the roof was almost 13 years old and there were a couple of other things. So, there was also some storm damage on my roof so what I eventually had to do was to have an assessor come out, take a look at it, they agreed and they agreed to a price, I still had to pay some money of course, I put a whole new roof on, I did a few other things and with that My insurance went back down, the original 800 plus a little bit more, so I made it more feasible again. But of course now, it used to be like you'd have a deductible of like, my deductible in my house was $500 and for the most part that is still true. But the roof itself is now 2.5% of the value of the house. So if your house is worth, you know, $300,000, you're going to be paying quite a bit of that if you have another storm damage on the roof, stuff like that. not only are they changing the premiums and trying to make them higher, they're also changing the policy of when the deductibles and so forth like that. And that makes it even worse. So I think I pay, oh, I can't remember what I pay now, but it is considerably less than what it was from the year before. And then of course, then there's property taxes on top of that. We went through a big shindig here in the increase the value of my house by 80% for the tax assessment, which is done every two years here in Missouri. So then we had to fight with them about it. And then we had to get somebody to investigate it. And it was all done by the same company that was actually helping them raise the prices on all the houses to get more property tax. So I went to almost paying $1400 more a year and I got lucky I got I have friends who homes were at the time worth about 250,000 and when they got done, they were saying they're worth $650,000 right? And so the taxes on his was just too much. He wouldn't be able to afford it. Eventually, enough people signed petitions and went to the courts and ruled that they were completely out of sync with the reality. And the only way the most they could raise the property taxes was 15% on each house. But the state already got the money, right? So they said, we're not going to get a refund. And of course, we had to go back into court again. And it finally came up, well, we're going to give you three years of credits. And they're going to take off so much each year until the end of that time. And you should be even Steven again, right? But still, overall, you have the property tax and the insurance on a house together. You're paying any worth. This might sound low for some people in certain states like New York and stuff like that, but the average here is between, for an average home is between five and $10,000 a year. So yeah, and I mean, when they do that and people are on a limited budget, they can only afford so much and their pay has stayed the same, right? But everything else is going up from food, to gas, to electricity, to property tax, to you name it. It's going up and they're not getting the raises they need to keep up with it. So it's just making it real tough on people. Anything else I had? Oh, they're even gonna talk about this until Greg came to the picture and started talking about it. Oh, my prescription for New York Times is coming up. it's my yearly, am I going to get it again? And I've decided, I don't think so. I think I'm going to take a break, even a longer break. My sabbatical is for listening to all the baloney that's going on is just getting less tolerable by the month. So if I need to see something or hear something, I guess I go to MDR, you know, or something like that. Or check chat GBT and get, I don't know, maybe the truth and maybe not the truth, you never know. But I just, I'm trying to stay away from it more and more all the time. Hey Al, I guess I've talked enough this round. Back to you there, oh, probably, great. KV0MAI.

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