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Good morning, everyone, paying for LBR. Yep, yep, yep, I went running to get the paper they sent me on June 25th from my, when they raised it, and remember, I live in Florida, and we have dissenters as the governor. By law, this letter tells me that I cannot do nothing about the raise. I usually pay for two years, I was paying up $300 each, twice a year, they were raising it $300 on top of each other, so I pay almost $3,000, a little bit over $3,000. This letter came in June of this year, June 25th, it says, the renewal premium shown below includes the following, $765 increase due to an approved rate division. So I called them up and I asked them, you know, what do you mean, is this going to keep on going up? He says, well, the state of Florida approved it and there's nothing that can be done about it. So this is just once this year. This year if it does it again for 700 or more, because remember 2026 everything's going to go higher, so that will probably be around 800 or 900 depending on how much you want to boot it up. So that's going to be another increase, and like I said, my home insurance is almost four times of what my mortgage is. Maybe three times. Three times. The other thing is, FEMA, let's say you do get into trouble and you get a hurricane hits your home. What they're doing here in Florida is, the insurance company drops you. Then you have to get a lawyer to fight it. That's the only way to do it here in Florida. My friend got hit and she had a total and she had to get a lawyer because she's not the only one. I've had other people talk about it. That's what they're doing here. When you get hit, you're dropped. You've got to get a lawyer to fight it. FEMA is drained. There's no FEMA here. It's just a word. It doesn't have any backup. You have no one to back you up. They drained FEMA out. They took the money out. You are literally, I say for myself, If I get hit, I'm going to take a loss. I have to look at it that way. Hold on, I'm going to...