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combined together won't count towards that threshold of we're going to tax your Social Security. However, she has a pension on top of her Social Security and whatever I take out of my 401 could possibly tax me at the 50% of my Social Security at a 12% level. So we have to be very careful how we balance that. It's a balancing act. It's very complicated. So if Trump is going to do that, then I would say that's the first thing that I've liked about the man, you know. But I don't think that's going to happen. This is all way too complicated. There's way too much tax code to be able to write an executive order and say, well, we're not going to tax anybody with Social Security anymore, no matter what, where they're at. Back to you, Ryan.