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I never got that memo. In fact, I have gone, you know, I've been planning for retirement and I went through all the tax liabilities. I mean, you're right. Social Security won't be taxed any federally as long as you make less than $34,000 a year cash money. So, if I'm not talking about the Social Security, let's say I get $2,000 a month in Social Security, that's $24,000 a year. And that is completely, by federal standards, not taxed. And then depending on what state you're in, such as me and Missouri, they won't tax me in the state of Missouri, which is cool. I like that. However, since I might retire and my wife is still working, she is going to make, she makes about $34,000 a year, what she does, right? And that puts me just under the level of not getting taxed at all. However, if I take out of my 401K, supplement my income, or if I go back to work part-time and earn just $10,000 more, then they are going to tax 50% of my Social Security on a federal level at 12%. However, if I go above that $44,000 by just a little bit, then they are going to tax me 85% of my Social Security at 12%. So, it really varies on what you do and who you have as a partner and what they make and how much you use the 401K. You know, for like her pension when she retires and I retire, both of our Social Security...