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Not just that Kev, if you've got your advance ticket and you build something and something catches on fire Your insurance can't bitch too much because you were legally entitled to do that If you don't have it and they find that's because of the fire That could be a reason for your insurance not to pay out It's just like when you wire things in your house If you run some wires in your house a plug the switch or whatever and it's found out that you did it not an electrician Maybe your insurance ain't gonna pay out