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Okay and for LBF this is Dee. Good morning everyone. I woke up and gave gratitude to be allowed to be awakened and this has been interesting. Yesterday I went shopping. I got a couple bags of food and the bill came out to $215. And when I mean a couple of foods, the one thing that I didn't have in here was meat and vegetables. It was rice, a couple cans of soup. I mean I got about 10 bags but it's not what I usually get for $200. And I'm really surprised. Really, really surprised. Anyway, so I know what it is about budgeting. My friend, I was hearing you guys talk about, Russell you're going on a cruise I believe. My friend, I have a couple friends that go on cruises two or three times a year. They just love it. And this one, most of them get travel insurance because when you're out in sea, since your Medicare, Medicare, because all of us that I hang out with is older, don't work out in sea. So they get traveler's insurance just in case. And one person, hold on one moment.