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Yeah, yeah. You think you're gonna live forever at 21, right? You're not gonna need that kind of stuff. As you get older, you start seeing the need. I didn't start until I was 25, when I first got started with the 401k. I've been contributing in it ever since, even now. But I did do something different, just this, actually. It was Sunday when I did it. I think the 401k, it's so volatile here in the United States. I mean, at the beginning of this year, I lost 40 grand. And then I earned that back and then 20 more. And that's where my goal was, where I was happy at. So I took everything out at medium risk. I put in a save account, a bond account, where it's dollar for dollar, and I earned about 3% interest. And I took 80% of it and put it in there. And I still got 20% in medium risk, where I'm earning quite good interest. And that's supposed to be my offset for inflation. So, I mean, if you hadn't started it, Kevin, if your brother hadn't have got it going for you, you could have been in some serious doo-doo.