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How earnings affect your payments, that's for people that go work as time and have a big STD or something like that. I forgot what it is. It says premium amount and changes and direct deposit changes. So if you want to get early access to what's going to happen to your social security payments, this came from one minute. Social security payments, if you're almost social security. And if you're on social security and you don't want, if you want to know if some changes are at what happens to yours, it doesn't necessarily mean it's going to happen to you. But this is a little alarming that they are making these serious changes and suspicious determinations now. So anyway, that's what I have to say. Thank you.