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have doesn't have a deferred payment for if you're on temporary disability waiting for back paid from your insurances or whatever they all want their money so luckily I had the money and looking into it the average American only has two thousand bucks in cash in savings average deal and so if you don't have money to sit there and pay the bills as you get back paid you can get some a little bit of trouble there I think that's the plan yeah I hear you it's okay I say I think it's been designed to do that the system to collapse everybody and they make make everybody to make you the oxidizer