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So I think if you're giving advice, right, in each one of the constituents, let's say ham radio, you know, on this station, you're giving advice, but if each person has their own portfolio on their map, they're actually executing what's in their portfolio. You're not executing, you're giving advice on what you think they should do. And they're doing the executing. There's nothing illegal about that, correct? It's only when you're doing the executing of those sales and purchases, where you have an issue. I mean, you can give all the advice that you want, and it's not an issue, I think, but like I said, I'm not a professional at this at all. But I would think if each person has their own, you know, like I said, their own portfolio, they do the execution, you give them advice. There's no, um, you don't need a license for that, right, Ryan? Hello. I'm careful, right? You know, I mentioned what it is, you know, not that I'm saying I did this, but say I got on here and say I'm buying Microsoft this morning and somebody hears me, they could come back and try to hold me liable for money they lost to Microsoft. When I bought Microsoft, I also bought talent here, Nvidia. What were some of the other things I had? You know, these are stocks I already sold. Netflix, you know, so well, Microsoft did go down, but the other ones went up. I made it money he lost because I said I bought Microsoft. So you'll never hear me say before I bought something. I may say that I sold something. If you ever think I bought something and you buy it to anybody, you might lose money. You'll probably lose money. Yeah, I could be held liable just for, you know, why I'm careful so I wouldn't be, you know, I could cause harm to someone or be perceived enough that I would have to maybe even compensate them for the loss or have some kind of settlement. Would you take, what would you take in a settlement? I could send you my old bofangs. Yes, I'm looking it up here on the internet. So in general, it says, I'm just reading education. So I said you may give general stock advice, like through blogs, YouTube newsletters or social media without registering as a financial advisor. It's general, educational and opinion based. You're not managing, managing is the key word I think, anyone's money. You're not giving personalized investment recommendations. You're not being paid directly for individual advice. So then they give you examples of when it becomes a legal issue, you give specific investment recommendations to individuals based on their financial situation, even casually. But it's specific to their, right? You charge money for personalized advice. I mentioned that earlier, you're charging the professional, right? And you present yourself as a financial advisor or planner. Well, it seems like, you know, I don't think you're a financial advisor or planner. You don't present yourself as that. And you create an impression that you're licensed to give financial guidance and you don't do that. So there's a potential liability that goes through that. I don't think you fit into these categories. And secondly, if you were moving markets, you know, sell Microsoft because you have some inside information and people just sell, you know, and Microsoft goes down or, you know, if you're manipulating the market, whether professional or not, maybe you have an issue, but I don't think we're at that level, you know? But so in my amateur way of looking at it, this is, this is, I mean, this is how I see it as well, you know, back to you. Yeah, you get right on it. That's why it's good, you know, to have that investment advisor representative series 65 because that covers a lot. It isn't something you're supposed to use to show qualifications. It's a, it's a requirement. It's only a requirement. If I wanted to manage more than four portfolios, you know, with people outside, you know, say a family and that I've, I got so many other licenses for different things. You know, when I opened that book and looked at it, I kept saying, oh, you know, I used those other licenses. This I'm not going to need because I'm just doing this. Myself and like somebody who would have to be a very special circumstance. So that's not, I'm not going to put the time in to get that. You have to go to Sylvan and take the test. There's quite a bit of a refresher of it I'd have to do to catch the test. And it's like some of these other hard tests that you go and you pay for and then end up having to take it again because you missed it by a few questions. Because it's not an easy test. It's an extremely hard test. It's one of those tests where is it a, b, c or d or is it one of the, like g might say, well, is it a and c and c is it b and d, b and e. Yeah, it goes a, b, c, d, e on that test. It's pretty complicated. So yeah, but still, you know, people can get upset on anything. And I've watched people get in trouble with other, because, you know, they wanted to help them. And I've seen that more than once. So I'm a little weary of that. Back to you, Dan.
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