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As I mentioned before, this isn't a private conversation. Anybody's welcome to break in. I find actually people that are negative like that actually should be used as a gift because they seem to be more aware of the downsides. And if you are, yeah, all those things can happen and you might want to take an additional precaution that it shouldn't be that an obstacle, an insurmountable obstacle from growing, helping you be better. You don't have to be sick to get better. But if they choose not to, it's all up to them. I'm not considered qualified to give any individual's investment advice. I don't have an MBA. I don't have a Series 65 license for managing anybody's portfolio. I am a certified stock market trader and I see a lot and I don't mind telling everybody what I see because I see confirmations from things that give me the insight to know that that's what really happened. Sometimes I can even beat tomorrow's newspaper. So it's worth it to take what I say with more than just a grain of salt. Anybody else on there want to add something? I think I got everything out this morning. I wanted to mention it was about taking risk and market complexion right now and what it is reflecting. Back to you, Dan.