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advice. You know, getting back to risk, I often feel is the biggest risk in life. And I can tell you, in my life, has been seeing how people don't take risks. You understand? So when the market's about to go down, people sell like crazy. And that's when I, you know, I've been pretty fortunate, that's when I buy, you know? And so they don't want to even take a minimal risk. And I always tell my kids, and my wife and I tell them as well, she's a finance person, that says, you know, the biggest risk is not taking risk. And that's the issue with, if you can say the middle class, right? And they don't take risks. It's an amazing thing. I was just having a conversation, this is, I just have another slide, this one guy, US Air Force guy, I don't know if he was a major, but he worked on B-1 bombers, you know? And he's retired now. And so we were talking about, this is a guy that's what I got this morning, I was talking about a modem. And I said, well, you know, I was surprised that a guy like him, he's a technical guy, like a mechanic for those planes, he was talking about his modem, I say, are you renting that modem? And he said, yes, I'm paying like, whatever, 20 bucks a month, $19 a month, I said, you know, you can buy a modem. And, you know, save yourself that money. And he was just giving reasons why the possibility that it may not work, you know? And this is like a tech guy, he was in the US Air Force. And I don't really see it with him, I see it with my neighbours as well, you know? Well, what if it doesn't work? What if my telephone doesn't work? What if my 100 minutes going up and down don't work? And so it just sparked in my mind the idea of individuals who just don't like to take risks, but you don't take risks, and you're going to, you know, your life, or you know, whatever, the market's going to smack you in the head, you know? But I also think that taking risk is less of a risk than not taking risks. Back to you as long as it's measured. Back to you.